My husband and I were both in high pressured senior roles, working incredibly long hours. We had little time to devote to our personal finances, although we never really felt we needed comprehensive advice. That was until we started approaching retirement and realised we had little clarity on whether our retirement savings would be enough to support our lifestyle once we stopped working.
“We would like to thank Sound Financial Planning Group for all of the help they have provided our family. We finally have peace of mind that our financial future is taken care off. We look forward to maintaining a long-term relationship with the team.”
I wanted to ensure we had enough for our retirement, including funds required to provide additional financial support for our daughter. I also wasn’t very confident about the economic environment and wanted to ensure that our savings would be protected from downside risk.
Unfortunately our limited experience working with advisers had been through our bank, where we felt like a number and had no real relationship. This left us feeling wary and unsure where to seek advice. We needed someone we could trust, who was dependable and well established.
Acting on the recommendation of a friend we arranged a meeting with an adviser at Sound Financial Planning Group. From the outset we were delighted with the service they provided. Time was devoted to understanding our current situation and what was really important to us.
Using a cash flow simulation they analysed how much money we would need to live on in retirement. We were amazed by the level of detail the analysis provided. Visually we could see the effects that a major event could have on our family, and how Sound Financial Planning could support us at that time.
Through the analysis, our Sound adviser identified the level of risk we would need to take with our investments in order to achieve our long term objectives and expenditure needs in retirement.
Sound Financial Planning helped us to take control of our financial future, by putting a proper plan in place – one that we fully understand and embrace, which will make early retirement a reality. My husband and I also take great comfort in knowing we made a number of tax savings and that our daughter’s inheritance has been secured.
We continue to meet with Sound Financial Planning and review our plan annually. This ensures we take into consideration any changes in our circumstances and that we will remain financialy free.