Our Fresh Thinking approach to financial planning

The financial advice model in the UK is and has been broken for a long time. The reason being is that financial planning and/or financial advice has only ever been discussed in conjunction with “product sales” and the two have become entwined.

We’re flipping traditional techniques on their head and putting you at the top of your financial plan.


Traditional Financial Advice Model

Product Manufacturer
Financial Adviser
Sale and Commission
YOU

Our Lifestyle Planning Approach

YOU
Lifestyle Planning Advice
Fixed Fee
Independent Planning Solutions
Image about Fresh Thinking

“We came to Sound eleven years ago when we decided we wanted to reassess our life goals and retire early from our high pressured jobs in the city. We have had a first class experience with Paul and the team and they have helped us identify aspects we never considered. Our minds are now focused thanks to Paul providing an analysis far greater than we thought we were going to have. We are now financially well organised and have security and stability…until we’re 100 at least!”

Mike & Sue Stone

“We were referred to Sound by our accountant and what an excellent journey it has been, simple as that. I retired prior to meeting with Sound and they have reassured me that I made the right choice. Andy’s level of explanation is most professional and he took his time to explain the financial world to us. The software that allows you to see your cashflow long in to the future is particularly fascinating. What we would have done, knowing what we know now is get in touch with Andy sooner. After a previous bad experience with an adviser Sound are in an entirely different class.”

Clive & Hazel Notley

“I came to Andy following my divorce and needing to sort a Pension Sharing Order. Everything was explained so well and I felt a weight had been lifted. It really made that difficult time so much easier for me. As a result I have also been taught a long term approach to planning and considering my finances. Despite all of the unknowns, I feel safe because of the knowledge I now have and the understanding of investment performance.”

Steph Lloyd

“My husband and I had Sound draw up a plan for us when we decided it was time to be sensible about things! My parents had been working with Sound for a few years previous and it made perfect sense for Sound to draw us up a plan and it worked well as they could make sure it aligned with my parents’. I can highly recommend Sound as a planning-for-your-future, family company. They’re friendly, thoughtful and hugely knowledgeable in what they do.”

Kevin & Lois Hall

“…our retirement finances are in place, giving us the time and resources to enjoy our lives, and our grand-children.”

Family

“We have been with Sound for quite some years now, and find the whole team warm and friendly, working within a happy and pleasant atmosphere. Sound has a wealth of experience to cover all our requirements from investment and tax, to planning our future needs. How much more at ease we feel knowing we have no worries and that our retirement finances are in place, giving us the time and resources to enjoy our lives, and our grand-children.”

Gary & Monica Saville

“I have had a relationship with Nick since the age of 18 so it seemed natural to entrust him with my financial concerns. The team are on the ball and always ahead of the game. I have achieved financial stability through working with Nick and after being made redundant a few years ago I fully appreciate how crucial it is to have a firm plan in place.”

Lee Pridie

“Prior to engaging Sound to advise us in planning for our retirement and exiting our company, we felt that we had a retirement plan firmly in place. However, it was soon apparent that we really needed to re-organise our affairs. Andy took the time to listen to our concerns and to evaluate what was important to us throughout our meetings and has provided a high level of advice at all times.  Sound have put into place a Financial Plan enabling us to take control of our finances both personally and in our business. We now have a solid plan in place providing us with a tax efficient income long after we retire ensuring that when we come to exiting the company we will have sufficient income for many years.”

John & Kristina Marsh

“Having worked for 20 years and deciding to take a sabbatical, I knew that it was the optimal time to take financial advice.  I wanted to ensure that I could plan my financial future to prepare for my retirement and support my parents’ care if required. I had previously been wary of taking financial advice due to the industry’s reputation for selling products that may not be in my best interests but I was recommended to the Sound Financial Planning Group by a friend. I have been impressed and reassured by the time and effort that Nick has taken to get to know me, understand my personal situation and my long term aims and objectives. Every aspect has been explained in a patient, friendly and professional manner. I now have the confidence that I have a comprehensive plan, that I can retire when I choose and that I won’t run out of money.”

Anna Bryant