Sound Financial Group Blog

Retirement incomes continue to be squeezed and as those who are members of final salary pension schemes will already know, these benefits are being restricted or stopped all together. So what’s the answer?

It’s that time of the year when the pre-Budget rumour mill starts to churn out the latest scare stories and the headlines scream at us to ‘Act Now!’ before this or that happens. Once again pensions are at the forefront of the speculation…

More Quantitative Easing is another kick in the teeth for those at retirement wishing to secure their pensions. However there are solutions, some little known, some more adventurous…

More pension tax charges on the horizon. High earners need to act before April to prevent additional tax charges applying to their pension funds...   

That is the question and it has taken on a much greater importance given the current very low yields on inflation linked gilts. 

ISAs to the rescue? “ISA ISA Baby”... The very annoying Halifax ad’ on TV has thankfully long gone, but in terms of retirement planning ISAs have a key role to play...

The Markets like QE2 but Pension investors are being hit by a double whammy. Falling equity values and rising Gilt prices spell bad news for those contemplating retirement...

Live Long, Live Poor? The media has been busy telling us recently how many Billions have been wiped off the value of UK shares and how this will be disastrous for pension funds and those soon to retire. But there are much bigger problems out there...

This week’s blog tries to bring a little bit of sanity back into a mad world. The voice of reason reiterates that investors should not panic buy or sell, but have their portfolios managed and maintained based upon an investment objective, the investors risk profile and risk tolerance level

Have you considered what you would really like to achieve throughout your retirement? More importantly have you thought about how you will fund your retirement? Pension planning is becoming more essential in this day and age but what are the best options?

Blog about the issues surrounding pension planning and how many are hoping that a lottery win will ultimately fund their retirement fund!

Consideration to the use of active fund managers and their performance - or lack of!