Latest opinion and views on whats happening in the world of financial planning, wealth management and independent financial advice. Please feel free to leave your comments or start a discussion. Please note: all comments and discussions will be moderated prior to publishing.
The banks are in trouble again, but this time for poor investment advice. Which? Has found that only 13% of the banks that they investigated gave suitable investment advice...
Almost certainly as many in the ‘Sandwich Generation’ will confirm, however planning for such eventualities can be daunting...
Product mis-selling is rife within the financial planning industry so what is the best way for a consumer to find objective advice on their financial position and advice on how they can make best use of their finanical resources to achieve their lifestyle objectives.....without the need for product at all.
Blog about the issues surrounding pension planning and how many are hoping that a lottery win will ultimately fund their retirement fund!
Inflation is on the rise again and with that in mind the need to safegaurd the 'real' value of investments and savings is vital. Investors are required to manage their wealth more effectively as part of their strategic financial planning.
The dangers of Pension Drawdown... have been well documented over the years, with various regulatory reviews into the potential for misselling such contracts to those at or near retirement. The dangers of taking too high a level of income, which may be unsustainable, along with the additional investment return required to make up for ‘mortality drag’ have been regularly highlighted as disadvantages of this type of pension income against the relative certainty of annuity purchase.
is something that many would welcome and despite the fact that they have become an easy target in recent times, in the case of missold payment protection insurance (PPI) the High Court ruling that banks should review compensation claims is good news for many.
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