Latest opinion and views on whats happening in the world of financial planning, wealth management and independent financial advice. Please feel free to leave your comments or start a discussion. Please note: all comments and discussions will be moderated prior to publishing.
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Happiness, happiness…Category: Investments
Posted On Tuesday, 17 January 2012
ah yes the dulcet tones of Ken Dodd. January 16th was ‘Blue Monday’ – identified as the most miserable day of the year in Britain due to factors such ...
New Year - Same Costs?Category: Investments
Posted On Wednesday, 11 January 2012
In previous blogs I have droned on about the costs to invest and how in the UK they are, in the main, too high. Despite constant press coverage, charg...
Silly season is upon usCategory: Investments
Posted On Wednesday, 21 December 2011
So roll out the predictions for 2012...
Investment Performance?Category: Investments
Posted On Thursday, 22 September 2011
When is past performance not past performance? Investors need to understand how the performance tables of many fund sectors can be skewed to show impr...
Who Let The Dogs Out...?Category: Investments
Posted On Wednesday, 07 September 2011
More column inches in the press last weekend in respect of the worst performing investment funds, or ‘dogs’ as they affectionately known. But what doe...
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Pension PlanningCategory: Pensions
Posted On Tuesday, 10 April 2012
Retirement incomes continue to be squeezed and as those who are members of final salary pension schemes will already know, these benefits are being re...
Pre-Budget PrecautionsCategory: Pensions
Posted On Tuesday, 13 March 2012
It’s that time of the year when the pre-Budget rumour mill starts to churn out the latest scare stories and the headlines scream at us to ‘Act Now!’ b...
Effects of Quantitive Easing on PensionsCategory: Pensions
Posted On Tuesday, 14 February 2012
More Quantitative Easing is another kick in the teeth for those at retirement wishing to secure their pensions. However there are solutions, some litt...
Pension Tax ChargesCategory: Pensions
Posted On Thursday, 24 November 2011
More pension tax charges on the horizon. High earners need to act before April to prevent additional tax charges applying to their pension funds... ...
Pension income – To index-link or not to index-link?Category: Pensions
Posted On Wednesday, 02 November 2011
That is the question and it has taken on a much greater importance given the current very low yields on inflation linked gilts.
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What a load of BankersCategory: Banks Financial Institutions
Posted On Thursday, 17 November 2011
The banks are in trouble again, but this time for poor investment advice. Which? Has found that only 13% of the banks that they investigated gave suit...
Does the Bank of Mum & Dad need a Bailout?Category: Banks Financial Institutions
Posted On Wednesday, 09 November 2011
Almost certainly as many in the ‘Sandwich Generation’ will confirm, however planning for such eventualities can be daunting...
Mis-selling MinefieldsCategory: Banks Financial Institutions
Posted On Thursday, 23 June 2011
Product mis-selling is rife within the financial planning industry so what is the best way for a consumer to find objective advice on their financial ...
To Pension Plan or not to Pension Plan.......Category: Banks Financial Institutions
Posted On Thursday, 26 May 2011
Blog about the issues surrounding pension planning and how many are hoping that a lottery win will ultimately fund their retirement fund!
The Rise of InflationCategory: Banks Financial Institutions
Posted On Wednesday, 18 May 2011
Inflation is on the rise again and with that in mind the need to safegaurd the 'real' value of investments and savings is vital. Investors are require...
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